Loan Programs

Financing for a wide range of real estate investments

Loan Programs

Covenant Lending Group specializes in providing financing for a wide range of real estate transactions. Whether you’re an investor actively pursuing a deal or exploring funding options, our customized programs are designed to meet your needs. Apply today to learn more about how we can help you succeed.

Property Types

• SFR 1-4 Units
• Multifamily 1-500 Units (Different Loan Programs Based on Unit Count)
• Mixed Use
• Commercial
• Storage Facilities

Apply and get pre-qualified

Fix and Flip Advance Draws

• Interest rates starting at high 9%
• Up to 90% of Purchase Price
• 100% of Rehab
• Up to 75% of ARV
• All Mortgage Payments Rolled in (Not to Exceed 75% ARV)
• Rehab Budget Funded in Advance
• Draw Request Funded in 24 Hours.
• No Physical inspection
• Only Applies for 1-4 Units SFR

Apply and get pre-qualified

Rental/Landlord/DSCR

• Interest rates starting at high 6%
• Up to 80% Loan to Value (LTV)
• Purchase, Refi, and Cash Out
• 30 Year PITI Fixed Interest Rate
• FICO 660 Minimum
• DSCR 1.0 Min
• $75K Min to $2M Max Loan Amount
• No Income Verification
• LTV based on FICO Score

Apply and get pre-qualified

Multifamily

• Short Term Fix and Flip/Bridge
• Up to 75% of Purchase Price
• 100% of Rehab Funds
• Up to 70% of ARV
• No Income Verification
• Stabilized Long Term
• 30 Year Fixed Rate Loans

Apply and get pre-qualified

Ground Up Construction

• Single Family (1-4 Unit)
• Multifamily and Developments
• Up to 90% Loan to Cost (LTC)
• Up to 70% of ARV
• Land Horizontal (Infrastructure) Loans Available
• Based on FICO Score and Experience

Apply and get pre-qualified